Insurance for skiing – why you should buy it? [sponsored]
When our thoughts are already on the ski slope, it is difficult to return to reality and deal with preparations for the trip.
Nevertheless, before taking a trip to the Alps, for example, it will be a good idea to buy ski insurance for Austria (more at www.polisanarciarska.pl). As a result, we can protect ourselves financially against the consequences of unfortunate events that may derail our vacation plans. We should have such insurance all the more if we go to foreign slopes, where the costs of post-accident medical treatment can be incomparably higher than in our country.
EHIC card – why not come in handy when going to the ski slopes?
Going abroad, we have the option of making a completely free EHIC card – we will get it at the provincial branch of the National Health Service. Such a document entitles us to receive medical assistance in EFTA countries and the European Union under the identical rules that apply to residents of the country in question.
Contrary to what we may think, however, this does not mean that we can count on completely free range of assistance. In selected countries, cost sharing is mandatory, which in practice means that part of the money will be reimbursed to us, however, we have to put the rest out of our pocket. Importantly, the EHIC card covers only medical services in the form of basic. Having it, we can’t, for example, take advantage of mountain rescue, being flown from the mountains after sustaining an accident or being transported by helicopter.
pic. matt. ski policy.en
How to choose a good insurance for a ski trip?
A person looking for insurance for a trip to the mountains should mainly be aware of what his tourist policy, such as the one available at https://www, must contain.polisanarciarska.en/ , so that it provides comprehensive coverage.
The most important options are:
- accident insurance,
- medical expenses,
- The consequences of practicing extreme and high-risk winter sports,
- civil liability.
Medical expense insurance (KL), as well as personal accident insurance (NNW), is financial protection for incurring personal damages. We can’t persist in the belief that there is no danger of an accident on the ski slope because we ski very carefully.
One should also take into account the company of other people, who do not have to be experienced or responsible. Due to the bravado and recklessness of one of the skiers, the damage could be up to several. Since we are talking about third parties – when we are the ones who inadvertently cause harm to someone, the compensation of such a person will be paid from our liability insurance (third party).
If we want to go on our dream vacation, we are not going to consider one of the most expensive and worst options, which may be the need for medical transport back home after suffering an accident abroad. The cost of this transport, could be up to several thousand euros. Only good insurance, will be able to cover this amount of.